There are two ways you can make your credit card work for you, even with these uncertain times.  The first way to make your card better is the interest free period. Every credit card allows you 56 to 58 days of free interest.  When you make a purchase on a card that has no balance you are given almost two months before you have to pay interest.  At the end of this term if you do not pay the credit card off in full you will be paying more than you want.  For example if your interest rate is 18 percent you could avoid this by always paying off your credit card balance each month.

The second option for making your card work for you is credit card rewards.  On a credit card comparison website you can easily compare the different rewards available. It is true in the last year credit card rewards have changed.  They are not as lucrative as before.  The system of rewards is still confusing, but you also have the option of figuring out that system.  If you can pay no interest and yet get cash back for purchases you will succeed in making the card work for you rather than against you.  Staying smart with credit cards is imperative.